The Southern Appalachians are unique in economic diversity, cost of living and exploding property values. Insurers who provide homeowner, condominium and rental dwelling insurance programs in North Carolina, South Carolina, Georgia, Tennessee and Virginia find it extremely difficult to maintain insurance to value under these unique conditions.

With real estate values and new construction costs increasing at annual rates of 8 to 15%, the inflation guard built into most homeowner policies falls far behind in a few short years.

Global Claims Insurance to Value Reports help insurance companies keep up with increasing property values.

Global Claims combines the latest in digital technology to provide insurers with accurate replacement cost and risk retention information.

• 2006 Marshall & Swift-Boeckh Appraisal Worksheets on a paperless electronic data transfer
• Acccess to county property tax information such as living area, dwelling dimensions and floor plans
• Digital photographs of the insured property
• Property condition report

Reports are available on a multi-county or multi-zip code basis. Global Claims Insurance to Value Reports can help an insurer determine if they are getting an adequate premium for their financial exposure. It is difficult to maintain profitability if a portion of your homeowners book of business is underinsured by 30%. Our reports can help you deal with changing economic factors.